Every day, more customers are choosing to pay with cryptocurrency.
Whether they’re freelancers receiving payments from abroad, digital businesses serving a global audience, or customers who simply prefer paying with stablecoins like USDT or USDC, crypto payments are becoming increasingly common.
The good news? You don’t need to become a crypto expert to start accepting them.
In this guide, you’ll learn what you need, how the process works, and how you can start accepting crypto payments in minutes.
Why should your business accept crypto?
Accepting crypto isn’t about replacing your existing payment methods. It’s about giving customers another way to pay.
Businesses choose to accept crypto because it helps them:
- Reach customers anywhere in the world.
- Get paid without worrying about banking hours.
- Offer more payment options at checkout.
- Receive settlements in local currency or hold crypto, depending on their preference.
If you already accept bank transfers or card payments, crypto simply becomes another option your customers can choose.
Do you need a crypto wallet?
Not necessarily.
Many businesses assume they need to learn how wallets, blockchains, and private keys work before they can accept crypto.
You don’t.
With Tender, the technical complexity is handled for you. Your customers pay in crypto, and you choose how you want to receive your funds.
For most businesses, accepting crypto is no more complicated than accepting a card payment.
How crypto payments work
Here’s what happens when a customer pays with crypto:
- The customer chooses Pay with Crypto at checkout.
- They scan a QR code or open a payment link.
- They complete the payment from their crypto wallet.
- The payment is confirmed on the blockchain.
- You receive the funds based on your settlement preferences.
From your customer’s perspective, it’s a familiar checkout experience. For your business, it’s simply another successful payment.
Which cryptocurrencies should you accept?
While there are thousands of cryptocurrencies, you don’t need to support all of them.
Most businesses start with stablecoins such as:
- USDT
- USDC
Stablecoins are designed to maintain a stable value, making them one of the most popular choices for everyday business payments.
With Tender, you can accept 300+ cryptocurrencies across multiple blockchains while deciding how you want to receive your funds.
Should you settle in crypto or local currency?
This depends on your business.
Some businesses prefer to:
- Receive local currency immediately.
- Keep part of their payments in crypto.
- Hold all their crypto for future use.
Tender lets you choose the settlement option that works best for your business, giving you complete flexibility over how you manage your payments.
What types of businesses can accept crypto?
Almost any business can.
Examples include:
- E-commerce stores
- SaaS companies
- Restaurants and cafés
- Hotels
- Retail stores
- Freelancers and agencies
- Professional service providers
If your business accepts digital payments today, there’s a good chance you can also accept crypto.
How to get started with Tender
Getting started with Tender takes just a few minutes.
Step 1: Create your Tender account
Sign up for a free merchant account at: https://merchant.tender.cash
Once you’ve verified your account, you’ll have access to your Tender Merchant Dashboard.
Step 2: Create an Outlet
An Outlet is where you’ll accept crypto payments.
Think of it as a payment channel for your business.
Depending on how you sell, you can create different types of outlets:
- Online Outlet – Accept crypto payments on your website or app.
- WhatsApp Outlet – Generate payment links and QR codes to share directly with customers on WhatsApp.
- In-Person Outlet – Accept crypto payments face-to-face using QR codes or Tender POS.
You can create as many outlets as your business needs.
Step 3: Configure your settlement preferences
Choose how you’d like to receive your payments.
With Tender, you can:
- Settle in your preferred local currency.
- Hold your funds in cryptocurrency.
- Configure automatic payouts on your preferred schedule.
This means you stay in control of how and when you receive your money.
Step 4: Start accepting payments
Once your outlet is ready, you’re ready to accept crypto.
Depending on your business, you can:
- Share payment links.
- Display QR codes for customers to scan.
- Integrate crypto payments into your website or application.
- Accept payments in person using Tender POS.
Every payment appears in your Merchant Dashboard, where you can track transactions and monitor your business in real time.
Frequently Asked Questions
Is accepting crypto safe?
Yes. Using a trusted payment provider like Tender means every transaction is securely processed, and you can monitor all payments from your dashboard.
How long do crypto payments take?
Most payments are completed within seconds to a few minutes, depending on the blockchain being used.
Can I still receive my money in local currency?
Yes. You can choose to settle in your preferred local currency instead of holding cryptocurrency.
Do I need technical knowledge?
No. Tender is designed to make accepting crypto as simple as accepting any other digital payment method.
Start accepting crypto today
Customers around the world are already choosing to pay with cryptocurrency. By accepting crypto, you’re giving them another convenient way to do business with you while opening your business to a global market.
Getting started only takes a few minutes.
👉 Create your free Tender Merchant account today: https://merchant.tender.cash
Accept crypto online, on WhatsApp, or in person—all from one platform.
